We are here to unlock your entrepreneurial potential with accessible capital
The CYDM consortium believes in breaking traditional barriers by providing collateral-free financing to youth entrepreneurs. Through our Youth Development Loan Program, we focus on project viability rather than business history, proving that commitment and vision—not just assets—can drive successful ventures. Our network of member microfinance companies works together to ensure sustainable growth and financial inclusion across Tanzania.
There are many microfinance options but why choose us
CYDM stands apart by removing traditional barriers to youth entrepreneurship. We believe in your potential, not just your collateral. Our consortium approach combines the strength of multiple microfinance companies to provide accessible capital, comprehensive training, and sustainable support—ensuring your business succeeds from day one.
No Collateral Required
We finance youth projects from startup without tangible collateral, focusing instead on project viability and your commitment to success. Your vision and determination are your greatest assets.
Consortium Strength
Our network of licensed microfinance companies works together to provide larger capital pools, shared expertise, and access to portfolio financing—giving you opportunities individual lenders cannot offer.
Youth-Focused Approach
Unlike traditional lenders, we design every aspect of our program specifically for young entrepreneurs—from flexible loan terms (3-36 months) to startup-friendly requirements and no business history restrictions.

